CTOS specialized in collecting the information and commercial transaction history of every Malaysian and companies from various sources found in the public domain. It is also a platform for every Malaysian to self-check their credit score as well as allow the bank to access their borrowers’ credit history to determine whether approve or reject their loan … Read more
Whether you are property investor or simply a housebuyer, how do you finance your property? Will you applying the housing loan from the bank to buy the property or it will be a better option to completely out of your own money? According to the property investment experts, it is advisable to buy a property with as … Read more
Nowadays, many people are looking the ways to create wealth through investment and one of the most popular investments is investing in property market as they can earn massive profits from property appreciation over time. If you plan to get involved in property investment field along with your spouse in order to create your retirement funds, travel funds or for your children … Read more
Although refinancing is a powerful tool to help homeowners to manage their current financial status, but it may not be suitable for some of them. If you are consider about refinancing, you will need to be cautions with refinancing loans if… Your property have not built up much equity yet ➨ If you refinancing in very early … Read more
Whether you are homeowner or property investor, you should know more about this topic than we do. While, for the newbies on property purchase (first-time housebuyer), this article will be very helpful as you can understand what type of property loans that exist in Malaysia and you can defined which type of property loan that is suitable … Read more
In previous article, we have talk about what is refinance, how its work as well as its process. Let us summary all about this. Refinancing is the act of taking on a new mortgage loan with different terms. The reasons for homeowners and property investors to consider to refinancing their loan are to lower the interest rate, shorten the … Read more
Refinancing loan is you apply for a new loan to cover your previous loan which can help to reduce the monthly loan repayment. If your facing financial difficulty after 5 years of loan repayments, then this option will be the best to you to reduce your financial burden by getting the lower interest rate on home loan and can also get the cash out … Read more
The advantages of refinancing loan are many such as obtain lower interest rate compare to existing one, shorten the loan tenure, debt consolidation, switching to a better mortgage product, purchase another new property, get the additional cash out to renovate or improve your property, wedding funds, children education funds in the future and etc. Yes,I didn’t lie to you, … Read more
There is a few things in life are as daunting as decorating your first home. It’s really hard not to feel overwhelmed as there is so many options available in the market and so many decisions to make. Ok, let say you already have an awesome ideas on how to decorate your lovely new home, but … Read more
Why should we consider to refinance our home loan or mortgage loan? Let say, if you have difficulty to pay-off your home loan repayment after 5 years or you wish to generate additional cash flow for you to invest in somewhere else, then it is the best choice for you. What does it really mean is, refinancing a … Read more
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