Kim Wong 
In previous article, we’ve talked about what is Real Property Gains Tax (RPGT) as well as how to calculate RPGT while selling the property to others. So, let us continue the topic of what is the frequently asked question which may be relevant in understanding the actual concept of RPGT as follows; When should I … Read more
When you taking up a mortgage loan with the banks, the bank officers will recommend you to take mortgage life insurance to protect yourself. Don’t reject it outright as you have no idea how a mortgage life insurance can help your family and your own house if you passed away in sudden incident or total permanent … Read more
If you are first-time property investor and have no idea what is the meaning of “Base Lending Rate”, “Mortgage”, Sub-Let and so forth that your property agent always said, feel embarrassed right? Hence, in order to communicate well with your property agent as well as succeed in property investment field, this is the article that you shouldn’t missed as we … Read more
Buying a home is an extremely high commitment and the homeowner have to take up to 35 years to pay-off the home loan. In such a long period of time of loan tenure, the homeowners must protect their home and family even when they are no longer around. Every homeowners should think about this question before … Read more
As a property buyer, how do you know whether you being overcharged for that property? Every property buyer thought they getting the fair price on every property that they have bought, but in fact, totally not. However, knowing the approximate and acceptable range of property price is very important. In order to protect yourself from … Read more
The process of property purchase is very complicated, if you are seasoned property buyer, you’re used to it and always find the ways to narrow down the time taken. While, if you are first-time home buyer, you will get confused and frustrated as you’re not educate yourself on the knowledge of property purchase before go for … Read more
No matter you are applying the loan to buy car, buy house or applying a personal loan, you shall not ignore your personal credit score and even underestimate its power as if you having a very low/ bad credit score, your loan application will be rejected for sure or you can’t get the financing that you expected. … Read more
Everyone have a dream, owning a own home and live in a happy family. Nowadays, most of the Malaysian can’t afford to buy a house and even the government had launched some schemes and allowances, developers give out the better offer, the bank reduce the loan interest rate, but still, their salary are not allow them … Read more
With the economy downturn, ringgit continue to drop and overall soft property market in this year, all of the property developers are seeking the new strategies to sell-out their property units. Besides, we can see the news that said some banks have provide the favourable financial options with more flexible terms to those who are plan to buy house … Read more
Seasoned property buyers know how to buy a property at very low price while many first-time housebuyers are often pay higher to buy a house that they actually should due to inexperience in negotiating or just plain innocence. Whether you are housebuyers or property investors, being more calculative and firm when bargaining the property price will undoubtedly benefit … Read more
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