All posts in "Financial"
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Infographic: Ultimate Guides Home Loan Refinancing In Malaysia

By Kim Wong / 9 months ago

The quick guides on how to refinancing your home loan in Malaysia; Like the infographic we share to you? Like us on Facebook and Share it to your friends! —WMAPROPERTY It’s not about property ownership it’s about control! To get more details. Click Here! Like this article or found it helpful? Share it! Follow us […]

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Infographic: How To Increase Your Borrowing Capacity

By Kim Wong / 10 months ago

A quick guides on how to increase your borrowing capacity; Like the infographic we share to you? Like us on Facebook and Share it to your friends! —WMAPROPERTY It’s not about property ownership it’s about control! To get more details. Click Here! Like this article or found it helpful? Share it! Follow us on Twitter […]

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What Is Islamic Home Loan? How Does It Work?

By Kim Wong / last year

Thinking about buying a property? Before taking up a housing loan to finance your dream home, it is extremely important to know which type of housing loan is right for you. With a quick search on bank websites, you will get to know there are many type of property loans in Malaysia, such as Loan with Fixed Interest, Loan with Floating […]

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Total Debt Servicing Ratio (TDSR) Tweaked For Refinancing Of Home Loans

By Jax Lee / last year

SINGAPORE — The Monetary Authority of Singapore (MAS) has refined the Total Debt Servicing Ratio (TDSR) framework to allow all homeowners to be exempted from meeting the 60 per cent threshold when refinancing mortgages of the home they reside in. In a statement on Thursday (Sept 1), the central bank said the move was taken […]

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Buying A House? 6 Ways To Save For A Down Payment Fast

By Kim Wong / last year

Been through a many years of renting, you’re desire to have a own home and form a family of your own. Once you’re ready to take the leap into home ownership, the very first step you will need to do is save for a down payment which is typically at least 20% of the property purchase […]

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How Much Loans Should You Take When Buying A Property?

By Kim Wong / last year

In property investment field, bank loans are always stand in an important role when the property investors buying an investment property. But, how much loans should they really take when buying a property? For those who have been attended property investment seminars, believe that these words are not strange to you. The speakers always like […]

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Find Out Whether You Are In The CTOS Blacklist Before Applying Any Loans

By Kim Wong / last year

CTOS specialized in collecting the information and commercial transaction history of every Malaysian and companies from various sources found in the public domain. It is also a platform for every Malaysian to self-check their credit score as well as allow the bank to access their borrowers’ credit history to determine whether approve or reject their loan […]

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Be A Financial Expert In 8 Ways

By Kim Wong / last year

Wanted to buy a property but insufficient of money or even don’t have any savings in your bank account? Always worry about not enough money to buy the things that you wanted? In today, we will share some ways that can make you be a financial expert! ➊ Open a bank account and practice to […]

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6 Misconceptions About MRTA And MLTA

By Kim Wong / last year

There is 2 common mortgage life insurance available in Malaysia which is Mortgage Reducing Term Assurance (MRTA) and Mortgage Level Term Assurance (MLTA). These both insurances are basically help the applicants to settle the outstanding mortgage loan in the event of death or total permanent disability (TPD). In the same time, it can protect your loved one from […]

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How Much Premium You Need To Pay For Your Mortgage Life Insurance

By Kim Wong / last year

In previous article, we’ve talked about the important of a mortgage life insurance when you taking up a home loan to buy a house. In today, we will discuss about how much premium you need to pay for your mortgage life insurance. Generally, it is subject to your loan amount, loan tenure and your age. […]

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