Your Credit Score’s Out There

Credit reporting agency CTOS has made its consumer credit score report available via phone apps. Your ‘credit-bility’ is now in the public realm, with the agency saying this may encourage people to be more aware and to take charge of their credit health. MEK ZHIN reports. MALAYSIAN credit reporting agency CTOS has made its credit … Read more

Having A Very Low Credit Score? No Fret, Here Are 5 Tips To Help You Out!

No matter you are applying the loan to buy car, buy house or applying a personal loan, you shall not ignore your personal credit score and even underestimate its power as if you having a very low/ bad credit score, your loan application will be rejected for sure or you can’t get the financing that you expected. … Read more

How To Check Your Credit Score?

Before you submit any loan application, you should check on your credit record before lenders do. It is important for you to understand your repayment history first before lenders rejected your loan. There are 2 major systems in Malaysia that allow you to track your credit history which is Central Credit Reference Information System (CCRIS) … Read more