What Is Top-Up Loan? What It’s The Pros and Cons?

In previous article, we have talk about what is refinance, how its work as well as its process. Let us summary all about this. Refinancing is the act of taking on a new mortgage loan with different terms. The reasons for homeowners and property investors to consider to refinancing their loan are to lower the interest rate, shorten the … Read more

Top 4 Reasons Why You Should Refinance Your Home Loan

Refinancing loan is you apply for a new loan to cover your previous loan which can help to reduce the monthly loan repayment. If your facing financial difficulty after 5 years of loan repayments, then this option will be the best to you to reduce your financial burden by getting the lower interest rate on home loan and can also get the cash out … Read more

4 Useful Ways To Make Money From Commercial Property

Although investing in commercial property is risky compare to residential property, but commercial property do generate a significant profits from capital gains and rental income. In today, we will share you the 4 useful ways of make money from commercial properties. ① Initial capital gain You have to make initial capital gain when you buy a commercial property … Read more

A Common Misconception On The Cash Out From A Refinancing Loan

The advantages of refinancing loan are many such as obtain lower interest rate compare to existing one, shorten the loan tenure, debt consolidation, switching to a better mortgage product,  purchase another new property, get the additional cash out to renovate or improve your property, wedding funds, children education funds in the future and etc. Yes,I didn’t lie to you, … Read more

How To Find The Right Commercial Property

You are not only get rental income from commercial property, but you also get potential capital gains. The entry level for commercial property is quite high compare to residential property. This is because the bank normally offer the loan that less than 80% while up to 90% for residential property. A wise property investor is always purchase the commercial … Read more

No Extra Savings To Decorate Your New Home? No Worries, This Type Of Loan Can Help You Out!

There is a few things in life are as daunting as decorating your first home. It’s really hard not to feel overwhelmed as there is so many options available in the market and so many decisions to make. Ok, let say you already have an awesome ideas on how to decorate your lovely new home, but … Read more

What Are The Steps To Refinance Your Mortgage

Getting a new mortgage to replace the existing one is called refinancing. Refinancing is done to allow the borrower to acquire benefits from a lower interest term and rate compare to existing one, change to a better mortgage product, get the additional cash out to proceed with the property improvement or purchase another new property. Sound very … Read more

What Are The Costs Involved When Refinancing Your Property?

It is for this very reason that most of the homeowners and property investors today are looking for methods on how they can increase their finances. Refinancing property can be a far better option! In today, we will tell you what is the costs are involved when you refinancing your property. So, before you take action … Read more

Guides For Home Loan Refinancing In Malaysia

Why should we consider to refinance our home loan or mortgage loan? Let say, if you have difficulty to pay-off your home loan repayment after 5 years or you wish to generate additional cash flow for you to invest in somewhere else, then it is the best choice for you. What does it really mean is, refinancing a … Read more

How Much I Can Borrow From Bank?

Before you go for house hunting, you should check on what your maximum loan eligibility is. If you have list this process into your property purchase, you can avoid disappointment at the final stage of the process. So, first, you will need to find out whether you are eligible to borrow the full amount to make … Read more