Kim Wong 
Before purchasing any properties, this is important to find out how much you can borrow from bank which based on your Debts Servicing Ratio (generally known as DSR). To get a quick answer of this, you may skip straight to online housing loan eligibility calculator. If you want to learn more about how its actually calculated, … Read more
When you have additional money for yourself can do anything else. The best option to spend those money is to invest in property as it always have high returns over times. Although the price of property is not cheap and even go up and down sometimes, but they appreciate substantially in the long run. Investing … Read more
Every house buyers should understand what is the meaning of S&P Agreement, and how its so important during property purchase. If you don’t know it, do read our previous article: What Is S&P Agreement. Besides, if you never buy a house before or plan to buy a house in Malaysia, then this article you should … Read more
The property market is generally composed of buyers and sellers, but the reasons for people sell and buy property are many. Some of the people get involved in this filed is for wealth creation as they wanted to enjoy life after retirement. Being activeness in property investment, it can be done in some different ways, though many investing include either … Read more
Should I go for buying or go for renting? Which one is better for my current financial status? I believe this is the most annoying question that besides of “when you get marry” or “when you plan to have a baby” etc etc. But, do you ever ask yourself whether you’re suit for buying or … Read more
Being a homeowner is a joyful moment in life. BUT!!!!! How if you’re no longer to make home loan repayment? Do you have faith in yourself that you can still make your home loan repayment after 5 or 10 years? Due to the living costs are gradually increased in Malaysia, many youngsters and first-time homebuyers … Read more
This article is to teach those youngsters or people who never purchased a house before. If you are one of them and wonder what is the process, how it works and how long it will takes? Continue read on and we’ll clear your doubts! Step ➊ Search for the house that suit to you The first thing you … Read more
Besides of signing Letter of Acceptance and Letter of Offer while you buying a property, there is still have another agreement you would need to sign also which is Sales and Purchase Agreement (generally known as “S&P Agreement” or “SPA”). So, what is S&P Agreement? What is Sales And Purchase Agreement? S&P Agreement is the major contract … Read more
There are the numerous reasons for you to install a window in the kitchen. The most obvious reasons is letting the sunlight to bright up the kitchen. Sunlight is a natural light which brings your kitchen comes alive, so whenever possible I try is to accentuate the window in one way or another. Let’s explore the power of window in … Read more
What do you know about residential property and commercial property. Ermm..I’m know what you thinking. You might said that residential property is a house for people to live in while commercial property is for businesses. Yes, that is correct. But how much do you really know about these both type of property? Let’s discuss together; Residential property … Read more
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