What Are The Property Loans That Applicable In Malaysia

Whether you are homeowner or property investor, you should know more about this topic than we do. While, for the newbies on property purchase (first-time housebuyer), this article will be very helpful as you can understand what type of property loans that exist in Malaysia and you can defined which type of property loan that is suitable … Read more

What Are The Pros And Cons Of Purchase A Property From Developer

In Malaysia, there are basically 2 ways to purchase a property. You can either book a brand new unit that is still under construction (or even the building have yet start the construction) from developer or purchase the property from secondary or sub-sale market. It is depends on how a decision of property purchase is made, for example, from an advertisement, from property fair or … Read more

6 Valuable Tips When You’re Planning To Upsizing Your Home

In order to able to save yourself from the pitfalls of financial burden, you should read on this article to get the most valuable tips when you’re planning to upsizing your home, especially for the people who new on property investment field; 1️⃣️ Never making an impulse decision on property purchase Since you have a … Read more

What Is Investment-Grade? What Is The Feature Of Investment-Grade Property?

In property investment field, you might heard about investment-grade property. What does it means? Let us short explain to you. Investment-Grade Investment-grade is a credit rating that show that a company/ corporate’s ability to repay its obligations. It use the different designations composed of upper and lower case letters, for example, “A” and “B” to identify a … Read more

What Is Top-Up Loan? What It’s The Pros and Cons?

In previous article, we have talk about what is refinance, how its work as well as its process. Let us summary all about this. Refinancing is the act of taking on a new mortgage loan with different terms. The reasons for homeowners and property investors to consider to refinancing their loan are to lower the interest rate, shorten the … Read more

Top 4 Reasons Why You Should Refinance Your Home Loan

Refinancing loan is you apply for a new loan to cover your previous loan which can help to reduce the monthly loan repayment. If your facing financial difficulty after 5 years of loan repayments, then this option will be the best to you to reduce your financial burden by getting the lower interest rate on home loan and can also get the cash out … Read more

4 Useful Ways To Make Money From Commercial Property

Although investing in commercial property is risky compare to residential property, but commercial property do generate a significant profits from capital gains and rental income. In today, we will share you the 4 useful ways of make money from commercial properties. ① Initial capital gain You have to make initial capital gain when you buy a commercial property … Read more

A Common Misconception On The Cash Out From A Refinancing Loan

The advantages of refinancing loan are many such as obtain lower interest rate compare to existing one, shorten the loan tenure, debt consolidation, switching to a better mortgage product,  purchase another new property, get the additional cash out to renovate or improve your property, wedding funds, children education funds in the future and etc. Yes,I didn’t lie to you, … Read more

How To Find The Right Commercial Property

You are not only get rental income from commercial property, but you also get potential capital gains. The entry level for commercial property is quite high compare to residential property. This is because the bank normally offer the loan that less than 80% while up to 90% for residential property. A wise property investor is always purchase the commercial … Read more

No Extra Savings To Decorate Your New Home? No Worries, This Type Of Loan Can Help You Out!

There is a few things in life are as daunting as decorating your first home. It’s really hard not to feel overwhelmed as there is so many options available in the market and so many decisions to make. Ok, let say you already have an awesome ideas on how to decorate your lovely new home, but … Read more