Why should we consider to refinance our home loan or mortgage loan? Let say, if you have difficulty to pay-off your home loan repayment after 5 years or you wish to generate additional cash flow for you to invest in somewhere else, then it is the best choice for you. What does it really mean is, refinancing a … Read more
Before you go for house hunting, you should check on what your maximum loan eligibility is. If you have list this process into your property purchase, you can avoid disappointment at the final stage of the process. So, first, you will need to find out whether you are eligible to borrow the full amount to make … Read more
Before purchasing any properties, this is important to find out how much you can borrow from bank which based on your Debts Servicing Ratio (generally known as DSR). To get a quick answer of this, you may skip straight to online housing loan eligibility calculator. If you want to learn more about how its actually calculated, … Read more
When you have additional money for yourself can do anything else. The best option to spend those money is to invest in property as it always have high returns over times. Although the price of property is not cheap and even go up and down sometimes, but they appreciate substantially in the long run. Investing … Read more
Every house buyers should understand what is the meaning of S&P Agreement, and how its so important during property purchase. If you don’t know it, do read our previous article: What Is S&P Agreement. Besides, if you never buy a house before or plan to buy a house in Malaysia, then this article you should … Read more
Should I go for buying or go for renting? Which one is better for my current financial status? I believe this is the most annoying question that besides of “when you get marry” or “when you plan to have a baby” etc etc. But, do you ever ask yourself whether you’re suit for buying or … Read more
Being a homeowner is a joyful moment in life. BUT!!!!! How if you’re no longer to make home loan repayment? Do you have faith in yourself that you can still make your home loan repayment after 5 or 10 years? Due to the living costs are gradually increased in Malaysia, many youngsters and first-time homebuyers … Read more
This article is to teach those youngsters or people who never purchased a house before. If you are one of them and wonder what is the process, how it works and how long it will takes? Continue read on and we’ll clear your doubts! Step ➊ Search for the house that suit to you The first thing you … Read more
Besides of signing Letter of Acceptance and Letter of Offer while you buying a property, there is still have another agreement you would need to sign also which is Sales and Purchase Agreement (generally known as “S&P Agreement” or “SPA”). So, what is S&P Agreement? What is Sales And Purchase Agreement? S&P Agreement is the major contract … Read more
Congratulations! Your savings can buy a house for yourself finally. So, what you going to do next? Buying a house can make people headache a lot. In order to not to waste your savings to buy a house that will have problems in the future. This is the article you must continue read on to find out what … Read more
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