You cannot see into the future, but you can make an informed decision. Buying or selling a home at the right time is sounds difficult. People usually take these actions because of a life event or financial issues. The economy and real estate forecasts tend to be secondary considerations. Yet both buyers and sellers often pose … Read more
The perks of being a renter, no mortgage, no property taxes, no annoying maintenance work or repairs. This matter you can just leave to your landlord to handled and you need not to worry anything of it. Sounds good right? However, don’t forget the big drawback of being a renter –> You are not actually owning … Read more
Before you submit any loan application, you should check on your credit record before lenders do. It is important for you to understand your repayment history first before lenders rejected your loan. There are 2 major systems in Malaysia that allow you to track your credit history which is Central Credit Reference Information System (CCRIS) … Read more
Buying a house is never easy. Whether you are buying a house for investment purpose or for your own stay, you should aware if you have taken up adequate home insurance to protect your property assets. According to General Insurance Association of Malaysia (PIAM), most of the Malaysians are only purchase the fire insurance for their home, yet, they … Read more
For many seniors, growing older often means dealing with new medical challenges, and the cost of managing health-related issues can be astronomical. A new report from HVS Financial found that the average couple retiring at age 65 with Medicare Parts B and D and a supplemental insurance policy can still expect to pay nearly $394,954 … Read more
First, let us explain to you what is an older home. As a general rule of thumb, homes built after 1990 are considered newer, and homes built before 1920 are considered “old” or “antique.” But housing age is a subjective condition that turns on numerous factors. 1.Construction Quality Prefabricated and mobile homes are generally constructed to lower … Read more
During the 2007-2009 financial crisis, the United States economy crumbled because of a problem with mortgage foreclosures. Borrowers all over the nation had trouble paying their mortgages. At the time, eight out of 10 borrowers were trying to refinance their mortgages. Even high end homeowners were having trouble with foreclosures. Why were so many citizens … Read more
Financial planners continue to sound the alarm. If you’re like most people, you haven’t saved enough for retirement. In fact, you may well be dangerously behind. One of the big reasons might be your mortgage. In other words, your home is costing you too much and it’s robbing your retirement. But wait. Before you say, … Read more
Is no down payment is a safe way to invest in real estate? This question comes up regularly, and the answer is tricky. The common wisdom is that there are two camps — those who unequivocally believe do down payment is nonsense, and those who swear by it and say it’s the greatest thing since sliced bread. … Read more
To get yourself a dream house, you always need a big amount of deposit. However, building up a deposit is never ever easy thing to do. But, with a good savings strategies and well discipline, you will soon have the deposit for your first home. Follow our ways to make it more manageable and turn … Read more