What Level Of Deposit Is Really Needed When Purchasing A Home?

If you (like many young Malaysians) are looking towards buying your first home; the most important question you’ll probably ask yourself is if you can afford it. Well, can you? Think of the number of payments you’ll have to cover on the road to home ownership; there are entry costs, monthly repayments, recurring taxes, insurance … Read more

Buying Property Overseas: Do-It-Yourself or Find An Agent?

Many Malaysians are tempted to invest in properties abroad due to the higher yield they can earn from an overseas investment. For instance, Singapore, United Kingdom, Vietnam and Australia are just some of the popular destinations for Malaysian investors today. So, when buying a property overseas do you consider seeking financial advice, surveying the market … Read more

Buying VS Renting: Which Is More Affordable?

For many people, owning a house usually means securing a permanent home for their family or to generate rental income. On the other hand, renting is ideal for individuals with a lifestyle or job that requires them to be mobile – they would rather invest their finances elsewhere, instead of getting tied down to a … Read more

Buying A Home For Own Stay – Should We Buy It Just Because We “Like” It?

In my article this month, I’d like to share some people’s investment philosophy (or lack there of it) when it comes to buying their own homes for own stay (Let’s term an Own Stay Home as “Residential Home” for ease of discussion). More often than not, some well meaning folks will dispense the following conventional … Read more

Best Time For Home Ownership Yet?

The year 2016 has much in store for prospective homeowners after a challenging year last year, which saw many events that had impacted the real estate industry negatively. The implementation of Goods and Services Tax, dramatic fall of the Ringgit and oil price, the rise of living cost and the increase in unemployment rate affects … Read more

5 Tips to Reduce Stress When Buying a House

Whether you’re a first-time home buyer or have plenty of experience, purchasing a house is just plain stressful. It’s a complicated process involving both strong emotions – it’s a home, after all – and what may be the biggest financial investment of your life. Even if the process appears to be going smoothly, it only … Read more

How Much House Can You Afford?

It’s getting to be that time where more people are looking to buy a house and more people are looking to sell their house. When you plan to going to buy a house, first, you need to ask yourself a question of “how much house can I afford?”. First, you need to realize that mortgage lenders … Read more

Is It Worth To Buy Properties Nearby LRT?

With the new LRT lines in the Klang Valley nearing completion, the question now comes – is it worth to buy properties nearby? Opinions are greatly divided – some buyers will avoid such properties at all costs, while others see them as a gold mine! What are the pros and cons of buying a home … Read more

Should You Buy a Ready Possession Flat or Get a Home Constructed?

Living in your own flat or house provides you with the great feeling of security, independence and happiness. The ultimate dream of everyone is to own a place to live. When a person starts to earn, the first thing that comes into his mind is to own a house and starts to save a lot … Read more

Buying Older UK Investment Property – Maintenance & Repair Considerations

In an attempt to simply and usefully summarize this I have split properties out into historic time periods which are linked to building epochs in terms of change in construction styles/methods. Below details the property maintenance needs and potential defects that might be present when you first investigate a property purchase. A full survey should … Read more