The main reason to take out a reverse mortgage is that your home equity is your biggest asset, you’re short on cash and you don’t have any other viable way to get the money you need for the expenses of daily life. This is not a decision to make lightly, though. It’s likely taken you … Read more
Do you want to save yourself from the pitfall of extra financial burden? Here are some valuable tips on upsizing your home to do just that. Making an impulse decision on the property Since you currently have a home and may be looking to sell it off in future, it’s best to make a right … Read more
You’ve got two options when it comes to a home you’ve outgrown: add on or trade up. Which is right for you? Many homeowners today face a serious housing dilemma. They love their home, its location, and even their neighbors. But they’ve outgrown the space. Do they trade up to a bigger or better house, … Read more
In the vast field of investment options, property investment is traditionally perceived as safe and long-term. However, within this sphere itself, there exist two different worlds: residential and commercial property. While housing is a generally safe investment, wading into the commercial property market is a whole different ball game. One major reason why shifting from … Read more
To profit in real estate, investors must value the properties they buy, and then estimate how much money those properties will generate, whether through appreciation, rental income, or both. Two common methods for real estate valuation are the discounted net operating income and gross income multiplier approaches. A property’s net operating income is the earnings … Read more
With the implementation of Goods & Service Tax (GST) in April 2015, many Malaysians are concerned with what this bodes for prices in general. It is inevitable that home prices will also be affected. In this article, we explain how home and property prices will be affected moving forward. To properly appreciate how GST will … Read more
SHANGHAI: There are downside risks for the China property market in the second quarter because of the tightening measures that have been reintroduced to some cities, a Chinese government researcher said. The curbs in first-tier cities are limiting property sales’ growth, Zhang Changcai, deputy director general at the Information Research Department of the State Council, … Read more
Is this the first time of you learning about reverse mortgages? Reverse mortgage is a scheme designed to convert part of your home equity into cash and pay it back to you. Sounds similar to a normal mortgage loan? Not quite. Below is the flow chart to show the main difference between reverse a mortgage … Read more
Dubai, Abu Dhabi and Sharjah remain by the destinations of choice for wealthy Gulf individuals with an interest in investing in property. According to research by Cluttons, which polled high net worth individuals (HNWIs) across the region, Dubai is the most popular city for real estate investment, with 27 percent saying they picked the emirate … Read more
Many Malaysians are tempted to invest in properties abroad due to the higher yield they can earn from an overseas investment. For instance, Singapore, United Kingdom, Vietnam and Australia are just some of the popular destinations for Malaysian investors today. So, when buying a property overseas do you consider seeking financial advice, surveying the market … Read more