Kim Wong 
Buying a home at auction can be very exciting. You might pick one up for less than the maximum price you’ve set yourself. But beware of the pitfalls. Here are the five golden rules to follow before sticking your hand up in the auction room. Shop around first There are literally thousands of properties going … Read more
In a typical home purchase, the sale takes place shortly after the offer has been accepted, and the transaction is completed at closing. Since most buyers don’t have the money to pay cash, a mortgage is usually used to finance the purchase: The buyer puts down a certain percentage of the purchase price (the down … Read more
When you’re new to the renting game, it can often feel overwhelming, confusing and even a tad scary at times. No need to worry though; we believe there are just five simple steps that need to be followed in order for you to rent with confidence and without worry. Step One Don’t waste precious time … Read more
Home improvements are one of the top reasons why people apply for a loan. After all, home renovations can be very expensive, but they can also add real value to the home, so they’re worth paying for over a period of time. That being said, grabbing the biggest loan that you can and splurging it … Read more
London-based designer Manuel Teicu recently sent us these photos of a project he recently completed in Brasov, Romania. The owners of the home wanted a warm and cozy lounge space with an eclectic vibe that would suit their young family well. Teicu turned their simple garage into their fantasy room. He covered the ceiling, flooring, and one main wall with … Read more
In Malaysia, it is normal to expect 90% LTV ratio for a residential mortgage loan (more commonly known as a housing loan). But Bank Negara closely regulates the LTV ratios for residential mortgage loans to prevent uncontrolled speculation. If a person has 2 or more existing residential mortgage loans, LTV is capped at 70% for … Read more
You’re about to buy the home of your dreams, but what if suddenly something doesn’t feel right? Here are five signs you should step back from the deal. Buying a home is an exciting, stressful and emotional process. Once you’ve gone to lots of open houses and started making offers, chances are you might get … Read more
Investing in real estate can be a lucrative avenue for building wealth, and it’s also an effective way to inject some diversity into your portfolio. While real estate investment trusts (REITs) and real estate crowdfunding allow you to invest passively, some investors may prefer to own property directly. If you’re not comfortable parting with a … Read more
If you (like many young Malaysians) are looking towards buying your first home; the most important question you’ll probably ask yourself is if you can afford it. Well, can you? Think of the number of payments you’ll have to cover on the road to home ownership; there are entry costs, monthly repayments, recurring taxes, insurance … Read more
You’ve got your heart set on that 2-bedroom charmer, but the seller turned you down. Now what? Searching for a home can be similar to searching for true love. You may meet many prospects before you find the one. And sometimes, you may long for a prospect more than he or she longs for you. The same … Read more
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