Real estate purchase options are a form of financing that allows buyers to purchase homes without initially taking title of the property. Although they are used in both strong and weak real estate markets, they tend to be most used when sellers are having difficulty renting or selling, or when purchasers are having difficulty qualifying … Read more
Do you feel like being a property investor? Or perhaps you would just like to buy property knowing you made the right choice. The thought of buying a new house could feel like a daunting undertaking when you’re not entirely sure what to ask and read up on. Seasoned buyers tend to have a very … Read more
What do you do with a property you own that you’re no longer using? Sell it? Or rent it? Here’s a quick and simple rundown on how to decide. Let’s say your house is already paid for and you’re thinking of moving to a new one. What do you do with the property you’re no … Read more
Buying a home at auction can be very exciting. You might pick one up for less than the maximum price you’ve set yourself. But beware of the pitfalls. Here are the five golden rules to follow before sticking your hand up in the auction room. Shop around first There are literally thousands of properties going … Read more
In a typical home purchase, the sale takes place shortly after the offer has been accepted, and the transaction is completed at closing. Since most buyers don’t have the money to pay cash, a mortgage is usually used to finance the purchase: The buyer puts down a certain percentage of the purchase price (the down … Read more
When you’re new to the renting game, it can often feel overwhelming, confusing and even a tad scary at times. No need to worry though; we believe there are just five simple steps that need to be followed in order for you to rent with confidence and without worry. Step One Don’t waste precious time … Read more
Home improvements are one of the top reasons why people apply for a loan. After all, home renovations can be very expensive, but they can also add real value to the home, so they’re worth paying for over a period of time. That being said, grabbing the biggest loan that you can and splurging it … Read more
In Malaysia, it is normal to expect 90% LTV ratio for a residential mortgage loan (more commonly known as a housing loan). But Bank Negara closely regulates the LTV ratios for residential mortgage loans to prevent uncontrolled speculation. If a person has 2 or more existing residential mortgage loans, LTV is capped at 70% for … Read more
Investing in real estate can be a lucrative avenue for building wealth, and it’s also an effective way to inject some diversity into your portfolio. While real estate investment trusts (REITs) and real estate crowdfunding allow you to invest passively, some investors may prefer to own property directly. If you’re not comfortable parting with a … Read more
If you (like many young Malaysians) are looking towards buying your first home; the most important question you’ll probably ask yourself is if you can afford it. Well, can you? Think of the number of payments you’ll have to cover on the road to home ownership; there are entry costs, monthly repayments, recurring taxes, insurance … Read more
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